Bars & Taverns

Bars & Taverns Package Program

Submit an Application

Integrated Specialty Coverages (ISC) has developed a Bars & Taverns Package program underwritten by an experienced team with over 40-years of combined experience. The program provides exceptional coverage options with best in class service. Through our niche network of markets, ISC can provide the best coverage at the most competitive terms.

Program Highlights

TERRITORY

Connecticut, Massachusetts, New York, New Jersey, Pennsylvania, Washington DC.

SPECIAL FEATURES

A.M. Best “A +” XV Rated Carrier - Non-Admitted

ELIGIBLE CLASSES

Restaurants

Bars & Taverns

INELIGIBLE CLASSES

Adult Entertainment

Nightclubs

Franchises

Social Clubs

Biker Bars

Risks with Armed Security

Rod, Gun or Sportsman Clubs

 

POLICY TYPES

Package or Mono-line GL/LL

 

PRODUCTS/LIMITS

General Liability: $1MM/$2MM 

Assault & Battery Up to $1MM

Liquor Liability: $1MM/$2MM Property: Up to $2.5MM TIV

 

 

OTHER COVERAGE

HIGHLIGHTS:

  • Property (Building, Contents, Improvements and Betterments)
  • Business Income 1/6 Monthly Indemnity
  • Property Enhancement Endorsement
  • Hired and Non-owned (No Delivery exposure)
  • Employee Benefits Liability (Claims made form)

Submission Requirements

  • Prior Premium/Target premium
  • Completed Acord Application
  • Completed ISC RBT Supplemental Application
  • 3-5 years loss runs, plus current year. (loss details documented, if applicable)
  • Resumes or details of owner exp, if less than 3 years in business.
  • Interest and Operations of all named insured’s

 

Kindly direct any program eligibility questions to:

Kevin O’Connor (EVP Underwriting): koconnor@insstrategies.com/ Cell – 201-315-2845

Leslie Romaine (Underwriting Manager): lromaine@insstrategies.com/ Cell – 201-669-1933